Some banks may not offer dual-signature checking accounts because their automated check processing systems are incapable of verifying multiple signatures.  This may frustrate some customers (such as small businesses, non-profit charities, partnerships, co-executors and co-trustees) that sometimes use dual-signature checking accounts as an internal accounting control procedure. To understand the issues involved requires a basic...Read More

Owning an insurance agency is a great vocation. You get to work with people in your community everyday who seek you out for your knowledge, advice and counsel. You experience the pride and satisfaction of protecting lives and livelihoods from risks small, large and catastrophic. It’s a financially rewarding, entrepreneurial venture that performs well in...Read More

A records retention policy is an important component an organization’s broader information and records management policy.  Related matters that may be addressed in the broader policy include how documents are organized and indexed for efficient retrieval when needed, and how to protect and secure documents from unauthorized access or destruction.Read More